Can You Go Back to College at 30?

You can go back to college in your 30s. Like many others, you may return to college later in life for diverse reasons, like fulfilling your dream, advancing your career, or pursuing a new passion.

Data from the National Center for Education Statistics (NCES) show there are 2.7 million learners age 30+ in U.S. colleges. They account for over 16% of undergraduate and graduate students.  The data highlight the rising trend among adults seeking lifelong learning opportunities.

Between 16% and 28% of college graduates completed their degree programs after age 30. This finding in a Brookings study illustrates that earning a degree later in life is increasingly common. 

The demographic trends also point to the uptick in adult learner enrollment. In recent years, it has increased from 16.7% to 19.7%. In contrast, traditional freshman enrollment has declined.

Black and female students have a higher likelihood of earning degrees later in life. This is attributed to the unique barriers that delay their college plans. But it’s also a testament to their commitment to education and resilience.

You ask, “Am I too old to qualify for student aid?” The answer: No, you are not.

The federal government doesn’t have an age limit for its student aid. You can apply for federal grants, loans, and work-study programs so long as you’re eligible.

Indeed, being an adult in a traditional or virtual classroom is now the norm. Nowadays, you’ll find diverse classrooms with young and old students. Your job is to learn alongside your younger peers – or older ones, for that matter – and enjoy the experience.

Your reasons for returning to college in your 30s can fall into one or more categories.

Career progression is among the major reasons for adult learners. An EAB research shows that 41% of survey participants cite it as their primary motivation. You may want to earn a degree to meet employer requirements or get a promotion.

By 2030, 39% of core skills among workers are expected to change, according to the World Economic Forum. Indeed, the skills gap reality pushes many adults to return to school and learn new skills. It is evident in fast-changing, high-demand fields like data analytics and cybersecurity. So, if you want to remain relevant, going back to college makes sense.

The WEF also predicts that, by 2030, 59% of the global workforce must engage in reskilling. This means learning new skills in preparation for a different job or career. Your current skills are becoming obsolete, so reskilling is necessary.

If you want a career change, you’ll find online programs that offer quality education at reasonable costs for good ROI. Their flexible schedules and convenient access mean you can still meet your commitments.

You may also want to earn a degree for personal fulfillment. Doing so may be part of your desire to finish an unfinished business (i.e., some college, no degree). You may also want to be a role model for your family. According to a study, parents who went back to college inspired their children’s academic goals.

The economic reality is also a big reason to earn a college degree. Bachelor’s degree holders earned $1,543/week in median wages. In contrast, high school diploma holders only earned $930/week (BLS, Education Pays 2024).

Ask yourself, “Can I afford the cost of college?” This is a real fear among many adults because college is an expensive endeavor. The cost of attendance is $38,270 per student per year, on average. If you have a family to feed, it can delay your plans yet again.

If you consider the increase in income with a degree, it makes sense to go back. Again, bachelor’s degree holders earn higher income than high school diploma holders. The difference is 66% more ($1,543/week vs. $930/week).

As a student who now struggles with college costs, you’re likely to enjoy financial flexibility and stability in the long run. In a year, the median wage difference adds up to approximately $31,876 more. In a decade, it can offset the cost of tuition and fees, especially if you’re an in-state student in a public school.

Individuals who earned degrees in their 30s enjoyed nearly identical average wages per hour as traditionally aged students. This is after 24 years in their careers. This Brookings study highlights the high earning potential you can enjoy with education and experience.

Late graduates still enjoy a significant “college wage premium” despite their age. It’s the extra earnings that degree holders make compared to those without degrees. Late graduates usually also have the benefit of more work and life experience.

You must weigh the costs and benefits of earning a degree. ROI considerations should include your additional lifetime earnings and total education costs. You must explore financial aid options and accelerated pathways (e.g., PLA) to reduce costs.

Bachelor’s degree holders are less likely to be unemployed (2.5%) than high school graduates (4.2%). Paying for college now will be worth it, as it promises greater job stability in the long run.

Applying for financial aid is your best action toward reducing your out-of-pocket costs. Your success depends on understanding its eligibility requirements and application process.

There’s no age limit for receiving federal student aid. This is according to the U.S. Department of Education through its Federal Student Aid (FSA).

If you’re 24 years of age or older, you’re automatically considered an independent student. Your financial aid package will depend on your income and assets only. As such, there’s no need to provide your parents’ financial information on your FAFSA.

The Federal Pell Grant has a maximum limit of 12 terms total or approximately six years. You can still receive Pell Grants even if you’ve received them before if you haven’t reached the total limit.

You can also apply for federal loans, as follows:

• Subsidized loans are need-based loans without interest if you’re enrolled at least half-time
• Unsubsidized loans start accruing interest on the day you receive the funds

You must resolve your default status before you can qualify for new aid. This usually involves consolidating your loans or contacting your loan servicer.

Your state may offer grants specifically intended for adult learners. If you live in Maine, Idaho, or Indiana, ask your state authorities about these programs.

Your employer may also offer employer tuition assistance. Many employers offer up to $5,000 or more every year for their employees’ education. Amazon and Target are well-known examples.

You should also explore scholarships and grants for adult and nontraditional students. Explore the Return2College and Jeannette Rankin National Scholar Grant programs.

Your options to reduce college costs include tax benefits. By claiming them, you’ll receive deductions for tuition, fees, and loan interest. Apply for the American Opportunity Tax Credit (AOTC) and Lifetime Learning Credit (LLC).

Earning your degree, being present for your family, and staying on top of your work can be overwhelming. Fortunately, you’ll find the college landscape has evolved to accommodate adult learners.

According to IPEDS data, 25% of postsecondary students are enrolled exclusively online. Then, an additional 27% are taking some courses online. Indeed, online learning today isn’t a niche — it’s the norm, especially after the COVID-19 pandemic.

Online programs usually follow one of these formats:

• Asynchronous courses allow you to access your learning materials anytime, anywhere.
• Synchronous courses provide real-time interactions with your peers and professors. You must log in at scheduled times. 

If you want to earn a bachelor’s degree in 2-3 years, consider accelerated programs. You must plan for fast-paced, intensive courses and year-round enrollment.

You should consider competency-based education, especially if you have relevant work experience. Instead of accumulating seat time, you’ll progress by demonstrating content mastery. Check out Western Governors University if you’re interested.

Your college may also offer evening/weekend programs. You’ll enjoy a traditional classroom experience but with adult-friendly class schedules.

If you want a mix of in-person interactions and online convenience, go for hybrid programs. You’ll love the flexible schedules combined with the energy of face-to-face interactions.

You can also be a part-time student. By taking fewer courses, you’re more likely to enjoy a good work-life-study balance.

Online and hybrid programs may be the answer to a few of your going-back-to-college issues. Carefully consider your choices by looking for these key features:

• Flexible schedules – Self-paced study, weekly deadlines, or evening/weekend classes
• Asynchronous options – 24/7 access to the learning management system, no set log-in times
• Dedicated adult learner support – Tutoring, writ