Author: Bambi Mamjudar / Reviewed by: Melissa Anderson / First covered: September 2021 / Updates: 6
Key Takeaways:
- University of the People is in the #1 position on our list, followed by Palm Beach State College.
- Finding an affordable online college involves several steps, including researching tuition costs, evaluating the quality of programs, and considering financial aid options.
- Some suggestions to consider when finding an affordable college include considering in-state schools and community colleges, and looking at financial aid packages and scholarships offered by the schools.
This ranking explores our picks for the top 10 affordable online colleges.
According to Statista, 77% of US students look at online programs to pursue higher education with affordability in mind. If you are looking for the cheapest online college, you may find the information in this article helpful. Online students appreciate the flexibility of the online format. It allows them to continue their day jobs while studying for their college degrees. Finding an affordable college is even more important with tuition costs set to surpass six figures at some institutions.
Technology advancements have led to better and easier collaboration between faculty, students, and peers. Affordable online colleges also help students earn their degrees without heavy college debt. Most colleges charge in-state tuition rates for all online students regardless of location.
Online students also have the option to qualify for many grants and scholarships, just like on-campus students. There are also several federal work-study programs that help them meet college costs. In this article, we highlighted the top 10 affordable online colleges per credit hour and tuition-free colleges. The mission of an online college is to support students in their personal and professional endeavors. They offer online programs at the associate, bachelor’s, master’s, and doctoral levels.
These featured best accredited online colleges have been ranked according to their undergraduate tuition cost. We have also looked at their accreditation and the programs offered. Click here to learn more about our methodology for cheap online degree programs. Tuition costs were based on in-state numbers and taken from NCES College Navigator and the colleges’ websites.
Here’s a quick reference of the 10 affordable online colleges
| School and Official Link | Location | Accreditation | Points | Annual Undergraduate Tuition and Fees (2024-2025) |
| University of the People | Pasadena, CA | DEAC | 16 | $140/course assessment fee for undergraduate courses; $350-$300 per course assessment fee for graduate courses; $200/course assessment fee for certificate courses |
| Palm Beach State College | Palm Beach Gardens, FL | SACSCOC | 15 | $4,638 (in-state); $16,875 (out-of-state) |
| Eastern Florida State College | Cocoa, FL | SACSCOC | 15 | $128.51/credit (resident); $508.92/credit (non-resident) |
| St. Petersburg College | St. Petersburg, FL | SACSCOC | 15 | * $111.75/credit (resident, lower division courses) * $122.70/credit (resident, upper division courses) * $386.90/credit (non-resident, lower division courses) * $425.79/credit (non-resident, upper division courses) |
| Great Basin College | Elko, NV | NWCCU | 14 | * $131.25/credit (resident, lower division courses) * $210.50/credit (resident, upper division courses) * $267.50/credit (non-resident, lower division courses) * $433.75/credit (non-resident, upper division courses) * $193.25/credit (WUE resident, lower division courses) * $312.00/credit (WUE resident, upper division courses) |
| Dalton State College | Dalton, GA | SACSCOC | 14 | $313.00/credit (in-state); $618/credit (out-of-state) |
| Aspen University | Denver, CO | DEAC | 14 | $250 per credit plus fees ranging from $2,075 to $3,875 per academic year for non-nursing programs OR Between $180 and $495 per credit plus $1,150 or $10,730 per academic year for BSN programs |
| Brigham Young University–Idaho | Rexburg, ID | NWCCU | 13 | $143 per credit (Standard); $83 per credit (Pathway Domestic) |
| Florida Atlantic University | Boca Raton, FL | SACSCOC | 13 | $5,816/academic year (resident); $20,192/ academic year (non-resident) |
| Fort Hays State University | Hays, KS | HLC | 13 | * $257.33/credit hour (undergraduate) * $338.62/credit hour (graduate) * $349.80 per credit hour (MS in Counseling) * $374.50 per credit hour (MBA) * $453.68 per credit hour (DNP) |
#1. University of the People
Pasadena, CA
Website
Points: 16
Tuition and Fees: None
Our pick for the cheapest online college is the University of the People. It is also the first non-profit distance education university. UoP is a private, American-accredited, tuition-free online university. The school’s mission is to expand access to higher education for students globally. Currently, the school enrolls over 75,000 students. UoPeople offers degree programs in:
- Computer Science
- Criminal Justice
- Political Science
- Business Administration
- Health Science
- Education
There are also non-degree programs in computer science, health science, business administration, and English as a Second Language (ESL).
There are no traditional tuition and fees. Instead, students pay an assessment fee per course, as follows:
- Undergraduate courses – $140 per course
- Graduate courses – Between $350 and $400 per course
- Certificate courses – $200 per course
There’s also a $60 application fee.
Some of the online programs offered by the accredited school include the following cheap online degree programs:
- Online Master in Business Administration (MBA)
- Computer Science, BS and AS
- Health Science, BS and AS
- Online Master in Education, (M.Ed.)
The school is 100% online so students can control their schedules and study anytime and anywhere they want via online technology. It encourages students to get the skills needed for in-demand jobs and put themselves on the fast track. Students are encouraged to apply for financial aid.
Fast Facts
- Format: Online
- Accreditation: Distance Education Accrediting Commission
Pros:
- Degree affordability
- Online program flexibility
Cons:
- Graduation rate is lower than the national average
- Limited degree program options
#2. Palm Beach State College
Palm Beach Gardens, FL
Website
Points: 15
Undergraduate Tuition and Fees: $4,638 (in-state); $16,875 (out-of-state)
Palm Beach State College is a public college and part of the Florida College System. A contender for the cheapest online university in terms of college cost per credit hour, Palm Beach State offers education pathways as diverse as its students. The college enjoys a close working relationship with local business partners. This ensures that its mix of programs reflects current trends and workforce demands.
Some of the online programs by the school include:
- Accounting Technology AS
- Biotechnology AS
- Business Administration and Management
- Business Entrepreneurship AS
- Electrical Power Technology AS
- Emergency Medical Services AS
Founded in 1933 as Florida’s first public community college, it is one of the top producers of associate degree graduates in the U.S. The accredited school also offers baccalaureate degrees, career training, professional certificates, and corporate and continuing education. Graduates of the College have impacted every industry as community and business leaders. Financial aid may be available.
Fast Facts
- Format: Online/On-campus
- Accreditation: Southern Association of Colleges and Schools/Commission on Colleges
Pros:
- Degree affordability
- Online program flexibility
Cons:
- Lack of availability from some faculty has been reported
- Issues with curriculum changes have been reported
#3. Eastern Florida State College
Cocoa, FL
Website
Points: 15
Undergraduate Tuition: $128.51 per credit (resident); $508.92 (non-resident)
Eastern Florida State College is a public college in Brevard County and a member of the Florida College System. It’s accredited by SACSCOC. The college engages a diverse population in accessible, high-quality learning opportunities. These opportunities are designed to successfully meet individual and community needs. Eastern Florida State offers on-campus and online options for the prospective student. Associates degrees include:
- Associate in Science Degrees (A.S. Degree)
- Associate in Arts Degree (A.A. Degree)College Credit Certificates (C.C.C.)
- Advanced Technical Certificates (A.T.C.)
Some of the online bachelor’s programs offered by the school include:
- RN to BSN: Bachelor of Science in Nursing
- Science Teacher Education: Bachelor of Science
- Applied Health Sciences BAS
- Computer Information Systems Technology BAS
- Organizational Management BAS
The school was one of the first community colleges in the country to offer the A.A. degree online. It is also one of the leading state colleges for quality instruction, organization, and innovative, leading-edge programs. Applicants are encouraged to apply for financial aid.
Pros:
- Supportive faculty
- Wide range of online academic programming
Cons:
- Some issues with advising have been reported
- A lack of communication and information availability from admissions/financial aid has been reported
Fast Facts
- Format: Online/On-campus
- Accreditation: Southern Association of Colleges and Schools Commission on Colleges
#4. St. Petersburg College
St. Petersburg, FL
Website
Points: 15
Undergraduate Tuition:
- $111.75 per credit (resident, lower division courses)
- $122.70 per credit (resident, upper division courses)
- $386.90 per credit (non-resident, lower division courses)
- $425.79 per credit (non-resident, upper division courses)
SPC is a public college and part of the Florida College System. It offers more bachelor’s degrees than traditional community colleges. Because of this, it is designated as a “state college.” The college alumni rank first in the state for earning the highest entry wages among Florida community college graduates. Founded in 1927, it offers more than 180 degrees and certificate programs at affordable rates per credit hour. The latter include industry-recognized, high-demand, and high-skill workforce certifications.
Some of the online undergraduate degree types offered by the school include the following online bachelor’s programs:
- Biology B.S.
- Business Administration B.S.
- Cybersecurity B.A.S.
- Elementary Education B.S.
- Health Services Administration B.A.S.
- Nursing B.S.
The college is known for its access, excellence, student support, and career-focused curriculum. Federal financial aid is also available to help students enroll in an online program.
Pros:
- Affordability
- Wide range of degree program offerings
Cons:
- Some issues at the administrative level have been reported
- A lack of communication among some faculty has been reported
Fast Facts
- Format: Online/On-campus
- Accreditation: Southern Association of Colleges and Schools Commission on Colleges
#5. Great Basin College
Elko, Nevada
Website
Points: 14
Undergraduate Tuition:
- $131.25 per credit (resident, lower division courses)
- $210.50 per credit (resident, upper division courses)
- $267.50 per credit (non-resident, lower division courses)
- $433.75 per credit (non-resident, upper division courses)
- $193.25 per credit (WUE resident, lower division courses)
- $312.00 per credit (WUE resident, upper division courses)
Great Basin College provides student-centered post-secondary education serving the rural Nevada region. Students get the opportunity to learn and grow in a friendly, supportive environment. The college offers associate and bachelor’s degrees in career, academic, and technical education areas.
Some of the online bachelor’s degrees offered by the school include:
- Bachelor’s Degree Program in English (BA)
- BA in Social Science
- BSN in Nursing (RN to BS in Nursing Program)
Associates degrees include:
- AA in Business (Pattern of Study)
- AA in Early Childhood Education (Pattern of Study)
GBC provides outstanding academic programs to about 4000 students nationwide, including adult learners. This includes online programs, and main and satellite campuses. U.S. News & World Report has called Great Basin College one of the leading regional colleges in the West. Federal student aid may be available to fund online schooling for out-of-state students.
Degree types include:
- Associate of Arts (AA)
- Associate of Applied Science (AAS)
- Associate of Science (AS)
- Bachelor of Arts (BA)
- Bachelor of Science (BS)
- Bachelor of Applied Science (BAS)
Students enjoy smaller class sizes and learn from an excellent faculty who provide individual attention to each student.
Fast Facts
- Format: Online/On-campus
- Accreditation: Northwest Commission on Colleges and Universities
Pros:
- Offers a variety of vocational programs
- Focus on Technology
Cons:
- Limited graduate programs
- Lack of diversity
#6. Dalton State College
Dalton, GA
Website
Points: 14
Online Undergraduate Tuition and Fees: $313.00 per credit (in-state); $618 per credit (out-of-state)
Dalton State College is a public college and part of the University System of Georgia. The school provides broad access to quality higher education for the population of Northwest Georgia and beyond. Founded in 1963 as a junior college, it became a two-year institution in 1998. Today, the university enhances the region’s economic vitality and quality of life. It offers a full range of associate’s degrees, targeted bachelor’s degrees, and career certificate programs. Various public service activities are also available.
Some of the online bachelor’s degrees offered by the school include:
- Liberal Arts
- English
- Environmental and Sustainability Studies
- History
- Information Technology
- Interdisciplinary Studies
Associates degrees include:
- Psychology
- Finance and Applied Economics
- Marketing
- Organizational Leadership
- Communication Studies
The college offers a transformational education to diverse student bodies. It engages unique perspectives and creates sustainable solutions to improve student success rates. Financial aid may be available.
Fast Facts
- Format: Online/On-campus
- Accreditation: Southern Association of Colleges and Schools
Pros:
- Supportive faculty and staff
- 100% acceptance rate
Cons:
- Student to faculty ratio is higher than the national average
- Full-time student retention rate is lower than the national average
#7. Aspen University
Denver, CO
Website
Points: 14
Undergraduate Tuition: $250 per credit plus fees ranging from $2,075 to $3,875 per academic year for bachelor’s degree programs except BSN programs; Between $180 and $495 per credit plus $1,150 or $10,730 per academic year for BSN programs
Aspen University is a private, for-profit, distance-learning university established in 1987. It ranks among the leading cheap online universities. The school has created affordable degrees and payment plans with transparent pricing. These policies help more students access higher education. It offers associate’s, bachelor’s, master’s, and doctoral degrees. Students also have the option to enroll in several certificate programs to get the skills that employers need in their workforce.
Some of the online degrees offered by the school include several online bachelor’s degree programs:
- Online Bachelor of Science in Nursing (Pre-Licensure)
- Online Bachelor of Science in Early Childhood Studies
- Online Bachelor of Science in Business Administration
The college offers motivated students the opportunity to receive a high-quality education via online schooling without worrying about high tuition rates. The goal is to help them achieve career success in the future. Federal student aid is available.
Fast Facts
- Format: Online/On-campus
- Accreditation: Distance Education Accrediting Commission
Pros:
- Supportive faculty
- Challenging curriculum
Cons:
- Some issues with the admissions process have been reported
- A lack of communication with advisors has been reported
#8. Brigham Young University–Idaho
Rexburg, ID
Website
Points: 13
Undergraduate Online Tuition: $143 per credit (Standard); $83 per credit (Pathway Domestic)
Brigham Young University-Idaho, is a private liberal arts university that was founded in 1888. It is one of the most affordable online universities on our list. Since it opened its doors, the school has expanded its reach by creating the BYU Pathway program. It now serves over 28,000 students from all 50 states and over 80 countries. BYU works to provide students worldwide with affordable online education programs. Online learning options include 159 courses and degrees. The distance education offerings spread the influence of YU-Idaho to the lives of students all over the world.
Some of the online degrees offered by the school for undergraduate students include, at the bachelor’s level:
- Applied Business Management
- Applied Communication
- Marriage and Family Studies
Associates degrees include:
- Applied Business Management
- Applied Communication
- Family History Research
- Marriage and Family Studies
- Professional Studies
Brigham Young University is owned and operated by The Church of Jesus Christ of Latter-day Saints. Eligible students are encouraged to apply for financial aid. U.S. News & World Report has called Brigham Young University-Idaho one of the top 15 regional colleges in the West.
Fast Facts
- Format: Online/On-campus
- Accreditation: Northwest Commission on Colleges and Universities
Pros:
- Fantastic language education. More than 70 courses on offer
- Nationally and internationally renowned faculty
Cons:
- Religious requirements may not be for everyone
- Limited diversity
#9. Florida Atlantic University
Boca Raton, FL
Website
Points: 13
Undergraduate Tuition and Fees: $5,816 per academic year (resident); $20,192 per academic year (non-resident)
Florida Atlantic University is a public research university that doubles as a cheap online college. The school fosters a vibrant culture that encourages ingenuity and independence. Ranked as the most diverse public university in the state, it offers various tools and support to help students excel in their chosen fields. FAU offers students a transformative education via 170+ degrees. The school is rooted in the belief that creativity and dedication fuel academic excellence.
Online degrees offered by the school include both bachelor’s and master’s degrees. Bachelor’s degrees include:
- Online Bachelor of Science in Accounting
- Anthropology B.A.
- Architecture B.Arch
Master’s degrees include:
- MS in Applied Mathematics and Statistics
- MS in Biological Sciences
Through its online programs, FAU offers excellent and accessible undergraduate and graduate education. It is acclaimed globally for its expert faculty and its contributions to creativity and research. Applicants are encouraged to apply for financial aid.
Fast Facts
- Format: Online/On-campus
- Accreditation: Southern Association of Colleges and Schools Commission on Colleges
Pros:
- Accepts dual and AP credits
- Great student resources, including career counseling services
Cons:
- TAs teach a high number of classes
- Graduation rate is lower than the national average
#10. Fort Hays State University
Hays, KS
Website
Points: 13
Online Tuition:
- $257.33 per credit hour (undergraduate)
- $338.62 per credit hour (graduate)
- $349.80 per credit hour (MS in Counseling)
- $374.50 per credit hour (MBA)
- $453.68 per credit hour (DNP)
Fort Hays State University is one of our most affordable online universities. It is also the fourth-largest of the six state universities governed by the Kansas Board of Regents. Founded in 1902, the university has a total enrollment of approximately 15,100 students. The school aims to develop engaged global citizen-leaders through affordable, high-quality academic programs. The comprehensive regional university has a deep commitment to teaching and mentoring students. 95% of FHSU students secure higher education opportunities or employment after they graduate.
Some of the online degrees the school offers include undergraduate and graduate programs for adult learners. Bachelor’s degrees include:
- Liberal Arts
- Accounting
- Business Education
- Computer Science
- Criminal Justice
- Education
- Geography/GIS
- Management
- Marketing
Master’s degrees include:
- Business Administration
- Counseling
- Education
- Psychology
The school is set apart by cheap online programs, plenty of experiential learning opportunities, and close faculty/student relationships. This distinction makes it one to consider when searching for a degree program. Plus, financial assistance may be available.
Fast Facts
- Format: Online/On-campus
- Accreditation: Higher Learning Commission
Pros:
- Provides excellent support for adult online students
- 15:1 Student-to-faculty ratio
Cons:
- Some financial aid issues have been reported
- Some lack of communication with advisors has been reported
More About The Top 10 Cheapest Online Colleges
We have listed the cheapest regionally accredited online colleges per credit hour above. These schools offer the cheapest online college tuition. They have flexibility and student-friendly schedules. They are all worth looking into when conducting a school search. As more colleges offer online programs, more students consider these options. There are many things to remember when choosing the ideal affordable online college.
How to choose the cheapest online college per credit hour
Online Program Accreditation: Accreditation certifies an online degree offers a quality academic experience. It is a rigorous process. It helps us understand whether educational programs meet defined standards of quality. To earn accreditation, affordable online colleges must meet and maintain strict quality standards. Third-party agencies set these standards. Accreditation is very important since it offers high credibility to students’ degrees. It can impact
Online Program Accreditation: Accreditation certifies an online degree offers a quality academic experience. It is a rigorous process. It helps us understand whether educational programs meet defined standards of quality. To earn accreditation, affordable online colleges must meet and maintain strict quality standards. These standards are set by third-party agencies. Accreditation is very important since it offers high credibility to students’ degrees. It can impact:
- Financial Aid Eligibility
- Employability
- Graduate Program Choice
- Credit Transfer Options
Courses & Concentration Availability: Whatever education path you choose, you must review the offerings. Online students must first select the degree level and then review each course. This will include:
- Core Courses
- Majors
- Electives
- Concentrations
- Internships
- Group Projects
- Capstone Projects
The choice of concentration means specialized study within a student’s chosen major. Students should choose a program with a concentration that fits their career goals. A specialization or concentration also allows students to tailor their degrees. Professionals and students can focus on an area of practice and look for jobs in that sector.
University resources and student support: Schools offering online programs must offer student support. This way, students can earn their degrees remotely. Different online schools offer different types and levels of student services. Often, the support begins during admissions and extends to graduation. Students should research the support and resources schools offer for online degree students. Examples include online tutoring, career support, placements, and counseling.
School recognition and school rankings: One way to ensure a school’s education is also the best choice is to look at the rankings. Students should review any regional and national awards the school has received. Recognition and rankings add to the credibility of the degree. It can help further advance studies and careers. Look to see if the school rankings specifically recognize online degree programs. Online program rankings can reveal much about the school’s distance education resources.
There are many online education programs offered these days. Choosing a subject, online degree, and accredited college can be challenging. Students searching for the most affordable online colleges must ask themselves some questions. to find their matches. These include questions about:
- Natural Aptitudes
- Passion or Affinity for a Particular Field or Career
- Earning Potential
Students should also ask what resources these affordable online schools provide.
What will you learn in the cheapest accredited online colleges per credit hour?
