Can You Get Financial Aid as an Undocumented Student?

Julie McCaulley
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Julie McCaulley Written by

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Yes — even though you cannot access federal financial aid, you still have real options. Twenty-two states and D.C. offer in-state tuition for undocumented students, and 18 of those states also provide state financial aid. Private scholarships, institutional grants, and state-specific applications like California’s CADAA can help you fund your education and move forward.

Key Takeaways

Students Enrolled
~510,000 undocumented students in U.S. colleges
In-State Tuition States
22 states + D.C. offer in-state tuition access
Top Scholarship
Up to $33,000 (bachelor's) via TheDream.US

Can You Get Financial Aid as an Undocumented Student?

1. Understanding Your Federal Aid Eligibility

If you are undocumented — including if you hold DACA status — you cannot receive federal student aid such as Pell Grants, federal work-study, or federal student loans. This is confirmed directly by the U.S. Department of Education’s Federal Student Aid office. The FAFSA requires a Social Security Number to complete, and most undocumented students do not have one. DACA recipients who do hold an SSN can technically submit a FAFSA, but they will still be classified as ineligible for federal aid.

Here is what that means practically: the federal government will not provide you with grants or loans. However, your parents’ citizenship status does not affect your eligibility if you are a U.S. citizen. If you are a citizen with undocumented parents, you are still fully eligible for federal aid — your parents do not need SSNs for you to complete the FAFSA. They can enter 000-00-0000 where the form requests their SSN.

The critical point is this: federal ineligibility does not close every door. State aid, institutional aid, and private scholarships remain available in many cases, and the sections below walk you through each option.

Key Takeaway: You are not eligible for federal financial aid, but that does not mean you have zero funding options.

2. State Financial Aid and In-State Tuition

As of 2025, 22 states and Washington, D.C., allow undocumented students to pay in-state tuition rates at public colleges and universities. Of those, 18 states and D.C. also provide access to some form of state financial aid or scholarships. This is a significant benefit — the average in-state tuition at public colleges is roughly $11,610 per year, compared to approximately $30,780 for out-of-state students. That difference alone can determine whether college is financially possible for you.

Several states have created their own financial aid applications specifically designed for undocumented students. California’s CA Dream Act Application (CADAA) allows you to apply for Cal Grants, community college fee waivers, and state university grants — without a Social Security Number and without any information being shared with federal agencies. Oregon offers the Oregon Student Aid Application (ORSAA), and Minnesota provides the MN Dream Act Application. Virginia has the Virginia Alternative State Aid application for students who cannot complete a FAFSA.

However, the landscape is shifting rapidly. Florida revoked in-state tuition for undocumented students in 2025, and Texas lost its in-state tuition policy through a federal court ruling in June 2025. Oklahoma and Kentucky have also faced federal challenges to their tuition equity laws. Three states — Alabama, Georgia, and South Carolina — prohibit undocumented students from enrolling at some or all public institutions entirely.

Key Takeaway: Your state of residence is the single biggest factor in determining what financial aid you can access.

How To: Determine Your State's Financial Aid Options

Time: 30-60 minutes

Supplies:
  • Your state of residence
  • List of schools you are considering
  • Any high school transcripts or attendance records
Tools:
  • Higher Ed Immigration Portal (higheredimmigrationportal.org/states)
  • Your state's higher education commission website
  • Phone or email access to contact financial aid offices
  1. Check Your State's Tuition Policy #
    Visit the Higher Ed Immigration Portal state map to determine whether your state offers in-state tuition, state financial aid, or neither for undocumented students.
  2. Identify the Correct Financial Aid Application #
    If your state has a state-specific alternative application (like California’s CADAA, Oregon’s ORSAA, or Minnesota’s MN Dream Act Application), locate that application on your state’s student aid commission website. If no alternative exists, contact your target school’s financial aid office to ask about institutional aid.
  3. Gather Eligibility Documentation #
    Most state tuition equity laws require proof that you attended a state high school for a certain number of years (typically three) and graduated from a state high school. Collect transcripts, diplomas, and any other records of state residency.
  4. Submit Applications Before Priority Deadlines #
    State aid is often limited and distributed on a first-come, first-served basis. Submit your state application as early as possible — California’s CADAA priority deadline is March 2, for example.

3. Private Scholarships for Undocumented Students

Private scholarships are one of your most accessible funding sources because they are not subject to federal eligibility rules. Several major national programs are designed specifically for undocumented students, regardless of whether you hold DACA status.

TheDream.US is the largest college scholarship program for undocumented immigrant students in the country. Their National Scholarship provides up to $33,000 for a bachelor’s degree and up to $16,500 for an associate degree, plus an additional stipend of up to $6,000 for books, supplies, and transportation. Their Opportunity Scholarship — for students in states that block access to in-state tuition — provides up to $100,000 to cover tuition, fees, housing, and meals at a partner college. To qualify, you must have arrived in the U.S. before age 16 and before November 1, 2020, and have a minimum 2.5 GPA.

Golden Door Scholars provides tuition, room, and board for a four-year degree at partner institutions, primarily for students in North Carolina, South Carolina, and Georgia — states with the most restrictive enrollment policies. Applicants must have a minimum unweighted GPA of 3.2 and demonstrate high financial need.

Beyond these major programs, MALDEF publishes a comprehensive annual Scholarship Resource Guide listing dozens of scholarships that do not require a Social Security Number or ask about immigration status. Immigrants Rising also maintains a searchable scholarship database for undocumented students. Many local organizations, community foundations, and houses of worship also offer scholarships without immigration status requirements.

Key Takeaway: Multiple national scholarship programs exist specifically for undocumented students — you do not need DACA to apply.

4. Institutional Aid and College-Specific Funding

Beyond state and private sources, many colleges and universities award their own institutional financial aid to students regardless of immigration status. This includes both merit-based scholarships and need-based grants funded by the institution’s own endowment or private donors.

Private universities tend to have more flexibility in this area than public institutions. Some schools use the CSS Profile — a financial aid application managed by the College Board that several hundred schools use — to assess financial need for institutional aid, and it does not require federal eligibility. You should contact the financial aid office at every school you are considering to ask specifically whether they offer aid to undocumented students and what application is required.

Many public colleges and universities in states with tuition equity laws also have Dream Resource Centers or undocumented student support offices that can help you navigate institutional funding. California’s public colleges, for example, are required to have such centers, which offer free legal services, emergency grants, and help with the CADAA.

When evaluating colleges, consider community colleges as a strategic starting point. They typically have the lowest tuition, are most likely to be open-enrollment (meaning no enrollment restrictions based on immigration status), and may offer pathway programs that transfer seamlessly to four-year institutions. Starting at a community college can significantly reduce your total cost of attendance.

Key Takeaway: Many colleges offer their own grants and scholarships to undocumented students — always ask the financial aid office directly.

5. Mixed-Status Families and the FAFSA

This is one of the most misunderstood aspects of financial aid for immigrant families. If you are a U.S. citizen — even if both of your parents are undocumented — you are fully eligible for federal financial aid, including Pell Grants, federal loans, and work-study. The FAFSA does not ask about your parents’ citizenship or immigration status.

Your parents can create a StudentAid.gov account without a Social Security Number. When the FAFSA requests their SSN, they should enter 000-00-0000. If your parents have an Individual Taxpayer Identification Number (ITIN), they can enter it in the designated ITIN field on the form.

However, there are important considerations around data safety in 2025 and 2026. The National College Attainment Network (NCAN) has issued updated guidance noting that, given the current administration’s more aggressive stance on immigration, it cannot guarantee that FAFSA data will continue to be fully protected from use beyond financial aid purposes. Organizations like NCAN now recommend that mixed-status families carefully discuss whether to submit a FAFSA together, and consider consulting with a trusted immigration attorney or school counselor before filing.

If you are uncomfortable filing a FAFSA, check whether your state offers an alternative financial aid application. In California, students from mixed-status families can use the CADAA to access state aid. Some colleges will also accept alternative forms of financial documentation to assess your need for institutional aid.

Key Takeaway: If you are a U.S. citizen or eligible noncitizen, your parents' undocumented status does not disqualify you from federal aid.

6. Navigating the Changing Policy Landscape

The policy environment around higher education access for undocumented students is more volatile in 2025 and 2026 than it has been in decades. The Department of Justice has filed lawsuits against Texas, Minnesota, Kentucky, and Oklahoma challenging the legality of their tuition equity laws under federal statute. Texas immediately repealed its 24-year-old Dream Act after the DOJ lawsuit, and Kentucky agreed to end in-state tuition for undocumented students. Florida passed legislation in early 2025 to revoke in-state tuition. Meanwhile, Minnesota and several other states continue to defend their tuition equity laws in court.

The Department of Education also issued an interpretive rule in July 2025 that seeks to classify various education benefits as “federal public benefits” restricted to citizens and eligible noncitizens under the 1996 Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA). This interpretation, if fully implemented, could affect states’ ability to offer in-state tuition and state financial aid to undocumented students.

What this means for you: the financial aid options available to you may change from year to year, and even from semester to semester. Before each academic year, revisit the Higher Ed Immigration Portal to check your state’s current policy. Stay connected with your school’s financial aid office and any Dream Resource Center or undocumented student support services on campus. Organizations like United We Dream, the National Immigration Law Center (NILC), and the Presidents’ Alliance regularly publish policy updates.

Key Takeaway: State and federal policies on undocumented student access are changing rapidly — check for updates before each academic year.

Frequently Asked Questions

Can I go to college at all if I'm undocumented?
Yes. There is no federal law that prohibits undocumented students from attending college in the United States. The Supreme Court’s 1982 ruling in Plyler v. Doe affirmed the right to a free K-12 education regardless of immigration status, and most states allow undocumented students to enroll in public colleges — though three states (Alabama, Georgia, and South Carolina) restrict enrollment at some or all public institutions. Private colleges set their own admissions policies, and many welcome undocumented students. Approximately 510,000 undocumented students are currently enrolled in U.S. colleges and universities.
Updated: March 2026 Source: Higher Ed Immigration Portal
Will filing for financial aid put me or my family at risk of deportation?
This is an understandable concern, especially given the current political climate. State-specific financial aid applications, like California’s CADAA, are explicitly designed not to share data with federal agencies and are used solely to determine financial aid eligibility. However, the FAFSA is a federal application, and organizations like NCAN have issued guidance acknowledging that they cannot guarantee FAFSA data will only be used for aid purposes under the current administration. If you are concerned, consult with a trusted immigration attorney or school counselor before submitting any application that collects personal information. Some colleges will assess your need using alternative documentation.
Updated: March 2026 Source: CSAC
I have DACA. Does that change my financial aid options?
DACA status gives you a Social Security Number, which means you can technically complete the FAFSA — but you will still be classified as ineligible for federal aid. The main advantage of DACA for financial aid purposes is that some states specifically restrict in-state tuition eligibility for DACA holders. However, many state financial aid programs and private scholarships are open to all undocumented students regardless of DACA status. TheDream.US, for example, accepts applicants with or without DACA.
Updated: March 2026 Source: FSA
My parents are undocumented but I'm a U.S. citizen. Am I eligible for federal aid?
Yes, absolutely. Your eligibility for federal financial aid is based on your citizenship status, not your parents’. The FAFSA does not ask about your parents’ immigration status. Your parents can create a StudentAid.gov account without a Social Security Number, and where the FAFSA asks for their SSN, they should enter 000-00-0000. You are eligible for Pell Grants, federal loans, and work-study. The only restriction is that undocumented parents cannot co-borrow a Parent PLUS Loan.
Updated: March 2026 Source: Financial Aid Toolkit
What if I live in a state that doesn't offer in-state tuition for undocumented students?
You still have options. TheDream.US Opportunity Scholarship specifically serves students in states where they are blocked from in-state tuition or enrollment, providing up to $100,000 to attend an out-of-state partner college. Golden Door Scholars serves students in Georgia, North Carolina, and South Carolina. You can also consider private colleges, which set their own tuition rates regardless of residency and may offer institutional aid. Community colleges in many states remain accessible and affordable even without tuition equity laws. Finally, some online programs through partner institutions may be available at reduced rates.
Updated: March 2026 Source: TheDream.US
Are there scholarships I can apply for without a Social Security Number?
Yes. Many scholarships do not ask about immigration status or require a Social Security Number. MALDEF publishes an annual Scholarship Resource Guide that specifically highlights such opportunities. Immigrants Rising maintains a searchable database of scholarships open to undocumented students. As a general rule, if an application asks for an SSN and you do not have one, you can leave it blank and submit the rest of the completed application — many awards can be processed with just your name and address. If an SSN is required, ask if you can submit an ITIN instead.
Updated: March 2026 Source: MALDEF
I'm afraid to tell my school I'm undocumented. What should I do?
You do not need to disclose your immigration status to anyone at your school unless you choose to. Many colleges have undocumented student support centers or Dream Resource Centers staffed by people trained to help you confidentially. School counselors are also a good starting point — they can answer financial aid questions without requiring you to share your status publicly. Under the Family Educational Rights and Privacy Act (FERPA), your educational records are protected. Start by asking general questions about financial aid for students who are not eligible for the FAFSA.
Updated: March 2026 Source: College Board
How much college will actually cost me as an undocumented student?
This varies enormously depending on your state, the type of institution, and what aid you qualify for. If you live in a state with tuition equity and state aid (like California), you could attend a community college with fees largely waived. If you live in a state that charges you out-of-state tuition, you could face costs of $30,000 or more per year at a public university. Start by identifying schools where you qualify for in-state tuition, then contact their financial aid offices to see what institutional and state aid is available. Private scholarships like TheDream.US can significantly close remaining gaps.
Updated: March 2026 Source: Higher Ed Immigration Portal