What to Do the Summer Before College

Julie McCaulley
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Julie McCaulley Written by

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The summer before college is your bridge between high school graduation and your new life on campus. You’ll need to complete critical financial tasks, prepare health records, develop life skills, and mentally prepare for independence. This guide walks you through every essential step so you arrive ready to thrive—not just survive.

Key Takeaways

First-Year Retention
76.5% of students return for year two
FAFSA Federal Deadline
June 30 of academic year
Orientation Impact
17% higher satisfaction rate

What to Do the Summer Before College

1. Complete Your Financial Tasks First

Your college uses a student portal to communicate everything from financial aid to class registration, and ignoring it is the fastest way to derail your fall semester. Log in immediately after committing to your school and bookmark the page. Your admission office will provide instructions for accessing your student ID and portal.

If you accepted federal student loans as part of your financial aid package, you must complete two requirements before funds can disburse. First, complete entrance counseling at studentaid.gov—an interactive session taking about 20-30 minutes that explains your rights and responsibilities as a borrower. Second, sign your Master Promissory Note (MPN), the legal document where you agree to repay your loans. The MPN remains valid for up to 10 years, so you only complete it once.

Review your tuition bill carefully when it arrives. The bill shows all charges including tuition, fees, housing, and meal plans. Check whether you can waive college-provided health insurance if you’re covered under a parent’s plan. If you still owe a balance after financial aid is applied, explore payment plan options through your bursar’s office—many offer interest-free monthly installments.

Key Takeaway: Missing a financial deadline can delay your enrollment or cost you aid money—check your student portal weekly.

How To Complete Your Federal Loan Requirements

Time: 45-60 minutes

Supplies:
  • Your FSA ID and password
  • Your financial aid award letter
  • A quiet space without distractions
Tools:
  • StudentAid.gov website
  • Your college's student portal
  1. Verify Your FSA ID Works #
    Log in to studentaid.gov with the same FSA ID you used for your FAFSA. If you’ve forgotten your credentials, use the recovery options before proceeding.
  2. Complete Entrance Counseling #
    Click “Complete Entrance Counseling” under the Loans and Grants menu. Work through the interactive module that explains loan types, repayment options, and your responsibilities. Take notes on anything unclear.
  3. Sign Your Master Promissory Note #
    Return to the main menu and select “Complete Master Promissory Note.” Choose the option for undergraduate students. Read each section carefully—this is a legal contract. Sign electronically using your FSA ID.
  4. Verify Completion #
    After finishing, check your student portal within 48 hours to confirm your school has received notification of completion.

2. Attend Orientation – Your Most Important Summer Event

Orientation isn’t optional socializing—it’s where you’ll meet your academic advisor, register for classes, tour campus, and build your first college connections. Research shows students who participate in orientation programs perform better academically and persist to graduation at higher rates. Most colleges require attendance, and even those that don’t strongly recommend it.

During orientation, you’ll receive essential information about academic expectations, campus resources, and support services. You’ll learn how to navigate the online portal, schedule classes, and understand your degree requirements. Many schools also introduce you to mental health resources, academic tutoring, and career services—all of which you’ll want to know about before you actually need them.

Come prepared with questions about your major, general education requirements, and any academic concerns. Orientation leaders and advisors are there specifically to help you, so don’t be shy. This is also your chance to meet other incoming students who may become your study partners, friends, and support network throughout your college years.

Key Takeaway: Students who attend orientation report higher grades and greater satisfaction with their college experience.

3. Handling Housing and Connecting With Your Roommate

Once you receive your housing assignment and roommate information, reach out and introduce yourself. A simple text, email, or social media message breaks the ice and lets you coordinate what to bring. You don’t want two mini-fridges, two microwaves, and no coffee maker. Decide who will bring shared items like rugs, televisions, or cleaning supplies.

If you’re living in a dorm, confirm you’ve completed all required housing paperwork and paid any deposits. Many schools require a housing deposit to secure your room assignment, and missing this deadline could mean losing your preferred housing option. Check your student portal for housing-specific requirements and deadlines.

For first-year students, many schools require on-campus living unless you live within a certain distance from campus or are over a specific age. Understand your school’s housing policies before making other plans. If you have specific accommodation needs, contact your school’s disability resource center early—the approval process can take several weeks.

Key Takeaway: Coordinating with your roommate before move-in prevents duplicate purchases and awkward first meetings.

4. Complete Health and Immunization Requirements

Most states require college students to provide proof of specific immunizations before attending classes. Common requirements include measles, mumps, and rubella (MMR), tetanus/diphtheria, and often meningitis. Requirements vary by state and institution, so check your school’s student health website for exact specifications.

Your immunization records are not automatically transferred from high school or previous colleges. You’ll need to request official copies from your doctor’s office, previous school, or your state’s immunization registry. Submit records well before any deadline—review processes can take 7-10 days, and you don’t want registration holds delaying your first semester.

Schedule a pre-college health checkup including dental and vision exams. If you take prescription medications, arrange for prescription transfers to a pharmacy near campus or set up mail-order delivery. Prepare a basic medicine kit with over-the-counter essentials like pain relievers, cold medicine, and first-aid supplies. Locate the campus health center and know its hours and services before you actually get sick.

Key Takeaway: Incomplete immunization records can block your class registration—submit them weeks before any deadline.

5. Develop Essential Life Skills

College demands skills that high school rarely teaches. You’ll need to manage your own money, do laundry, maintain a schedule without parental reminders, cook basic meals, and take responsibility for your health. The summer before college is your chance to practice these skills with a safety net still in place.

Start with budgeting. Track your spending for a month using an app or spreadsheet. Categorize expenses into needs (food, transportation, textbooks) and wants (entertainment, dining out, subscriptions). Understanding your spending patterns now will prevent the classic freshman mistake of running through your semester’s funds by October. Many experts recommend the 50/30/20 rule: 50% on needs, 30% on wants, 20% on savings.

Practice time management without someone else structuring your day. College schedules have significant gaps between classes, and how you use that time determines your success. Learn to do your own laundry—read garment labels, separate colors, and understand washer settings. Cook at least five simple meals that are healthier and cheaper than dining hall food or takeout. Memorize important information like your Social Security number, health insurance details, and emergency contacts.

Key Takeaway: The students who struggle most freshman year often lack basic life skills—not academic ability.

How To Create Your First Semester Budget

Time: 30-45 minutes

Supplies:
  • Your financial aid award letter
  • Estimated expenses from your college's website
  • List of income sources (jobs, family support, loans)
Tools:
  • Spreadsheet application or budgeting app
  • Calculator
  • Campus cost of attendance information
  1. Calculate Your Total Semester Resources #
    Add together all income sources: financial aid refunds (amount remaining after tuition/housing), family contributions, savings, and expected work income. This is your maximum spending limit.
  2. List Fixed Expenses #
    Identify costs you cannot avoid: textbooks, required supplies, transportation home for breaks, phone bill. These are non-negotiable.
  3. Estimate Variable Expenses #
    Plan realistic amounts for food (beyond meal plan), entertainment, personal items, and unexpected needs. Be honest—underestimating leads to overspending.
  4. Build in a Buffer #
    Set aside 10% for emergencies. A broken laptop, medical expense, or unexpected travel can derail an entire semester without this cushion.
  5. Track Weekly #
    Divide your variable expense budget by the number of weeks in the semester. Check weekly spending against this target and adjust as needed.

6. Build Your Mental Health Toolkit

The transition to college is exciting but also stressful. You’re leaving behind familiar support systems while navigating new academic demands, social pressures, and adult responsibilities. Feelings of anxiety, homesickness, and uncertainty are completely normal—but having strategies in place before you arrive makes them more manageable.

Start by identifying your current coping strategies. What do you do when stressed? Exercise, talking to friends, journaling, music, time outdoors? Plan how you’ll maintain these habits on campus. If you currently see a therapist or counselor, discuss the transition and develop a plan for continuing support—whether through telehealth sessions or transferring care to campus resources.

Research your school’s mental health services before you arrive. Most colleges offer free counseling, and knowing how to access these services removes a barrier when you need help. Learn the location and hours of the counseling center. Some schools have wellness apps, peer support programs, or after-hours crisis lines. You probably won’t need these during orientation week—but knowing they exist provides peace of mind.

Set realistic expectations. Building meaningful friendships takes time. Feeling fully at home on campus takes time. Struggling academically in a challenging class doesn’t mean you don’t belong. Many students report that their first semester was their hardest—and that’s okay.

Key Takeaway: Over 73% of college students experience mental health challenges—preparation before you arrive matters.

7. Pack Smart for Move-In Day

Check what your school provides before buying anything. Most dorms include a bed, desk, chair, dresser, and sometimes a microwave-refrigerator combo. Purchasing duplicates wastes money and valuable space. Also check prohibited items—many schools ban candles, hot plates, halogen lamps, and space heaters for fire safety.

Focus on essentials first. Bedding (check if you need twin XL sheets), towels, toiletries, shower shoes for communal bathrooms, and a basic first-aid kit. Academic supplies include your laptop, chargers, notebooks, and a backpack. Bring comfortable walking shoes—you’ll cover more ground than you expect.

Coordinate with your roommate on shared items to avoid duplicates. One area rug is enough. One coffee maker is plenty. Save larger purchases for after you see your space—you can buy additional storage solutions, decorations, and organizational items once you know what you actually need. Many parents find that ordering items for delivery after move-in is easier than packing everything in the car.

Don’t bring your entire wardrobe. Pack for the current season plus transition weather. You can swap clothing during breaks. Consider what you’ll actually wear to class (hint: comfort matters more than fashion during 8 AM lectures).

Key Takeaway: First-year students consistently overpack—most bring half as much stuff their sophomore year.

Frequently Asked Questions

What happens if I miss a financial aid deadline?
Missing a financial aid deadline can have serious consequences. You may lose access to grants or scholarships with limited funding, and your loan disbursement could be delayed—meaning you might owe an unexpected balance at the start of the semester. If you realize you’ve missed a deadline, contact your financial aid office immediately. Many schools have appeal processes for extenuating circumstances. To avoid this situation, add all financial aid deadlines to your calendar and set reminders at least one week before each one.
Updated: February 2026 Source: Federal Student Aid
Is orientation really mandatory? What if I can't attend?
Most schools require orientation attendance, and there’s a reason: students who attend orientation perform better academically and report higher satisfaction with their college experience. If you genuinely cannot attend scheduled dates due to work conflicts, family emergencies, or other circumstances, contact your admissions office immediately. Many schools offer alternative dates, virtual options, or makeup sessions. Don’t skip orientation without making arrangements—you may miss class registration, advisor meetings, and essential campus information.
Updated: February 2026 Source: CMU
What if I don't get along with my roommate?
Roommate conflicts are common and usually manageable with communication. Before assuming the worst, try having an honest conversation about specific issues—noise levels, cleanliness, guests, or sleep schedules. Most residence halls have resident advisors (RAs) trained to mediate conflicts. If direct communication fails, request RA assistance. For serious incompatibility, schools typically allow room change requests after a few weeks, though availability depends on housing capacity. Going in with realistic expectations helps: your roommate doesn’t need to be your best friend—respectful coexistence is the baseline goal.
Updated: February 2026 Source: Penn State
How do I transfer my prescriptions to a pharmacy near campus?
Contact your current pharmacy and request they transfer your prescriptions to a pharmacy near your college. You’ll need the new pharmacy’s name, address, and phone number. Alternatively, ask your doctor to send new prescriptions directly to the campus pharmacy or a nearby location. For controlled substances, transfer rules vary by state—contact both pharmacies to understand requirements. Consider mail-order pharmacy options through your insurance for routine medications. Before leaving home, ensure you have at least a 30-day supply to cover any transfer delays.
Updated: February 2026 Source: UC Boulder
What's the Master Promissory Note, and do I have to sign it?
The Master Promissory Note (MPN) is a legal document where you promise to repay your federal student loans plus any interest and fees. If you’ve accepted federal loans as part of your financial aid package, yes—you must sign it before funds can disburse. The MPN remains valid for up to 10 years, so you typically only sign once during your undergraduate career. Complete it at studentaid.gov using your FSA ID. Take time to read and understand the terms; this is a binding agreement that affects your finances for years after graduation.
Updated: February 2026 Source: Federal Student Aid
How much money should I budget for my first semester?
Your budget depends on your situation, but plan for these common expenses beyond tuition and meal plans: textbooks (200-600), personal items and toiletries ($50-100/month), entertainment and social activities ($50-100/month), transportation ( variable), and an emergency fund ($200-500). Your school’s cost of attendance estimate includes expected living expenses—use this as a starting point. Track spending closely during your first month to calibrate your budget to reality. Many students underestimate food costs, especially if their meal plan doesn’t cover weekends or you prefer eating off-campus occasionally.
Updated: February 2026 Source: College Board
I'm feeling really anxious about leaving home. Is that normal?
Yes, completely normal. The transition to college involves leaving familiar people, places, and routines—feeling anxious about that change makes sense. Acknowledge your feelings without judging them. Prepare practically by researching campus mental health resources before you arrive. Stay connected with family and friends from home, but also push yourself to build new connections. Set realistic expectations: feeling fully comfortable takes time, and struggling initially doesn’t mean you made the wrong choice. If anxiety becomes overwhelming, your campus counseling center offers free support. You’re not alone—most first-year students share these feelings.
Updated: February 2026 Source: Child Mind Institute
What immunizations do I need for college?
Requirements vary by state and institution, but most colleges require proof of measles, mumps, and rubella (MMR) vaccination—typically two doses. Many also require tetanus/diphtheria within the past 10 years and meningococcal vaccination. Some states require students to complete meningitis response forms even if they decline the vaccine. International students may need additional TB testing. Check your specific school’s student health website for exact requirements, as non-compliance can block class registration. Submit records early since review processes take time, and keep copies of everything you submit.
Updated: February 2026 Source: NCDHHS