

Julie McCaulley is a seasoned journalist and editor with more than 15 years of experience in the media industry. Throughout her career, she has worked as a writer, photographer, and editor, developing a versatile skill set and a sharp eye for quality content. Her extensive background in journalism has instilled in her a strong commitment to accuracy, clarity, and engaging storytelling.
Since 2017, Julie has dedicated her talents to the field of online education, serving as an editor and content developer for resource websites such as CVO. In this role, she creates and refines content designed to support students on their academic journeys. Over the years, she has developed a genuine passion for helping learners navigate the often complex world of higher education. From breaking down the college admissions process to providing guidance on scholarships, financial aid, and degree programs, Julie is committed to making essential information accessible to students from all backgrounds.
Julie currently resides in Laramie, Wyoming, where she enjoys the stunning natural landscape and close-knit community. She remains devoted to her mission of empowering students with the knowledge and resources they need to achieve their educational goals. With her unique blend of journalistic expertise and dedication to education, Julie continues to make a meaningful difference in the lives of learners everywhere.
Read Julie’s Latest Articles
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What Is Superscore for SAT and ACT?
If you’ve taken the SAT or ACT more than once, superscoring could work in your favor. This guide explains how colleges combine your best section scores across multiple test dates, how SAT and ACT superscoring differ, and what you need to know to send the right scores to the right schools.
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Can You Get Financial Aid With a Felony?
Yes, you can get financial aid with a felony — and recent federal policy changes have made it easier than ever. If you’re worried your record disqualifies you, it likely does not. This guide walks you through your federal aid eligibility, available scholarships, and the exact steps to apply, whether you’re currently incarcerated, on parole,…
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What Is a Dependent vs. Independent Student for FAFSA?
Your FAFSA dependency status affects how much financial aid you can receive — and it has nothing to do with whether your parents actually support you. If you’re confused about whether you qualify as dependent or independent, you’re not alone. This guide breaks down the federal criteria, explains what changes between statuses, and shows you…
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Can You Use the GI Bill and Financial Aid at the Same Time?
Yes, you can use the GI Bill and financial aid at the same time — and you should. Filing the FAFSA unlocks Pell Grants, federal loans, and institutional aid that supplement your VA education benefits. Understanding how these funding streams interact helps you maximize every dollar and avoid unexpected gaps in coverage.
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How to Choose Between a Large and Small College
Choosing between a large university and a small college is one of the most personal decisions you will make in your education journey. This guide breaks down how campus size affects your class experience, costs, support systems, career outcomes, and daily life — so you can find the environment where you will genuinely thrive.
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What Is the Difference Between a College and a University?
If you’re wondering whether to attend a “college” or a “university,” you’re not alone — and the answer matters less than you think. Both grant accredited degrees, but they differ in size, program offerings, and campus experience. This guide breaks down what actually matters so you can choose with confidence.
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Can You Get Financial Aid as an Undocumented Student?
Yes — even though you cannot access federal financial aid, you still have real options. Twenty-two states and D.C. offer in-state tuition for undocumented students, and 18 of those states also provide state financial aid. Private scholarships, institutional grants, and state-specific applications like California’s CADAA can help you fund your education and move forward.
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What Is Deferred Admission?
If you have been deferred—or are considering deferring your own enrollment—you are not alone, and you have more options than you think. This guide breaks down both meanings of deferred admission, walks you through your next steps, and helps you decide whether delaying enrollment is the right move for your situation.
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How to Read a Financial Aid Award Letter
Your financial aid award letter is one of the most important — and most confusing — documents in your college decision. This guide breaks down every line item, explains which aid is free and which must be repaid, and shows you how to calculate your true out-of-pocket cost so you can compare offers confidently.
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What Is a Stafford Loan?
If you’re filling out the FAFSA and seeing “Stafford Loan” on your award letter, you’re not alone — it’s the most common federal student loan in America. This guide breaks down how Stafford Loans work, what you’ll owe, and how to borrow strategically so you graduate with manageable debt.